Modern International
Private Banking

Kilonova Bank

 

We are the modern international private bank for those, who share our goal of easy banking access and creating long-term added value for individuals and companies. We serve clients whose requirements range from simply having secure online banking, clients wishing to preserve their international assets in the long term, right through to those with a more entrepreneurial spirit. And we embrace modern technology and the existing fintech world.

KILONOVA BANK is an international A-ranked financial institution. KILONOVA BANK Visa debit card is issued under license by Visa Inc. Visa is a global payments technology company working to enable consumers, businesses, banks and governments to use digital currency.

Business Terms & Conditions

Private Clients

 

Multi-currency current accounts

With our multi-currency current accounts, you can have easy access to your cash deposits in many currencies including USD, EUR, RUB, CHF, JPY, CNY and GBP. We believe by diversifying your currencies, it will protect your assets from national and political risk.

You can also:

  • Receive and make payments in all currencies.
  • Use your Pre-paid Credit card (VISA, MasterCard) to make purchases in stores and online.
  • Check all your accounts and credit cards through our KILONOVA Online Banking service

Share Dealing Account

We offer a secure, straightforward way to invest and trade securities, with the following features:

  • An execution only service, tailored to you.
  • A wide choice of investment options of International shares, funds, investment trusts & bonds.
  • Access to your account together with the current account.
  • Orders can be placed online.

Pre-paid KILONOVA debit Card (VISA or Master)

Our Prepaid VISA or MasterCard are available in major currencies. They also have the following features:

  • Shopping worldwide & online

    Thanks to the card issuers network, your card is accepted in more than 33 million outlets worldwide. It also allows you to pay online around the world.

    Simplified management and recharge

    Recharge your card directly from our KILONOVA Online Banking service anytime or contact your KILONOVA relationship manager.

  • Contactless payment

    Contactless payment methods are integrated with your credit card, so it can be used via your phone (via ApplePay, GooglePay etc.). It allows you to pay for all your purchases under approx. 25 EUR by a simple contact with the POS terminal at selected retailers.

NOTE. The prepaid cards presented on this website are reserved to the holders of a Current Account with us.

Fixed-term deposit

KILONOVA BANK will be able to offer highly competitive interest rates, as compared to most banks. Please use the fixed-term deposit plan, so that you can manage your funds efficiently.

International remittance service

We will be able to send your funds to financial institution via SWIFT / BIC. You can transfer funds smoothly anywhere in the world.

KILONOVA Internet Banking

KILONOVA BANK Internet Banking system provides a seamless experience to you. It will be surprising to you to find how easy it is, to be able to switch between accounts such as "saving accounts to fixed-term deposit", and using our "international remittance" smoothly, efficiently and without any stress.

Financial technology

We guarantee complete security and transparency for all your transactions that have become available thanks to Blockchain technology. Also, as we are not like most traditional high-cost banks, we will be able to reduce your cost and return these savings to KILONOVA customers.

  • International remittance service

    We will be able to send your funds to financial institution via SWIFT BIC. You can transfer funds smoothly anywhere in the world.

KILONOVA Investments Management

KILONOVA Investment Services is not only concerned about your finances today, but also your financial well-being in the future. This is why we have a team of financial management professionals who provide our customers with financial guidance based on careful investment research, focused on your financial goals.

The future is a work in progress, but great things usually happen to those who have and follow a solid plan. The mission of KILONOVA Investment Services is to help make your financial goals reality. Your personal representative will work closely with you to define your financial goals, craft an investment strategy, and implement it while continually consulting you and monitoring your investments.

The broad spectrum of financial products to which KILONOVA Investment Services has access, makes it possible to customize an investment program that fits your unique needs.

  • Analysis of Overall Investment Portfolio
  • Consolidation of Your Accounts
  • Diversification Management
  • Conservative, Long-term Approach

Implementation

Successful investment strategies are a team effort. Working with our clients, we identify the resources that can best achieve the goal. That kind of personal service is rare today, and that's why our clients value it so high.

Corporate Clients

 

Corporate Bank Account

Open KILONOVA corporate bank account:

We can offer KILONOVA corporate clients 2 different corporate account options depending on security policy and secrecy (Privacy) each client pursues.

  • KILONOVA STANDARD

    Account with Beneficiary name of KILONOVA BANK and common IBAN. It can guarantee complete security of KILONOVA Customer information as the correspondent bank will be provided only with information about KILONOVA BANK

  • KILONOVA PREMIUM

    Account with Personal Account Manager and beneficiary name of the Correspondent Bank and the Customer name.

To open corporate bank account in KILONOVA BANK please contact KILONOVA offices.

business online banking

KILONOVA BANK has designed online banking solutions for today's multi platform business users - people like you who demand convenience, freedom and control on your terms, from whatever device you are using, delivered in a clean, intuitive experience. We know you have limited time for business banking transactions, so we've got the tools and resources for today's business owners and managers who need to stay one step ahead of the competition.

  • User-friendly page design
  • Monitor information easily
  • Transfer money between accounts
  • Make national transfers
  • Make international SWIFT transfers
  • Pay all bills online
  • Make deposits 24 hours daily without going to the bank
  • Place business investments
  • Activate your debit card online
  • Chat with a KILONOVA service representative

KILONOVA Letter of Credit

KILONOVA BANK OFFERS RELIABLE OPTION OF PAYMENT FOR IMPORTED GOODS AND SERVICES - LETTER OF CREDIT

Letter of Credit is an internationally recognized form of international settlements, which fully meets the requirements of the International legislation and the legislation of your counterparty.

Letter of Credit is an independent form of payment and it has a number of advantages for importers and exporters, setting Letter of Credit apart from other forms of non-cash payments.

  • Advantages for an exporter (supplier of goods, service provider):
    1. Before the shipment date the exporter receives the obligation of the bank (in case the letter of credit is confirmed - a number of banks) to pay under the Letter of Credit.
    2. The risk of non-payment decreases providing that the exporter observes the conditions of the Letter of Credit.
    3. The buyer cannot unilaterally refuse to pay after the Letter of Credit issuance.
    4. If the supplier duly performs all the shipment obligations, there is an opportunity to receive the payment immediately.
    5. The Letter of Credit can be confirmed by a first-class International bank (in case the letter of credit is confirmed.
  • Advantages for the importer (buyer of the goods):
    1. The importer defines the documents set to be presented according to the Letter of Credit terms (the documents can include the third party audit certificate, goods quality or state certificates, etc.)
    2. The exporter receives the payment only after the documents, corresponding to the terms of the contract have been submitted.
    3. The importer can insist on the shipment within the reasonable time period and set the shipment time limits in the Letter of Credit.

KILONOVA BANK Guarantee

Under the bank guarantee the bank (the guarantor) issues in its own name and at the request of another person (the principal - the customer of the bank) a written obligation to pay the principal's creditor (beneficiary - supplier) an amount of money (to make a payment) in accordance with the terms of the guarantee.

Issued guarantee can be confirmed in the full amount or in part by another bank (confirmed guarantee). SBFP Bank provides you the opportunity to obtain confirmation of the bank guarantee issued by a first-class bank.

  • How does bank guarantee works:
    • Importer and exporter enter into a contract.
    • The bank issues a bank guarantee of payment for the supplied goods.
    • The guarantee can be transferred to the beneficiary in one of the following ways, depending on the terms specified in the bank guarantee application: directly to the beneficiary along with a cover letter, to the principal (to be further transferred to the beneficiary), by post or via tele-transmission system.
    • The seller delivers the goods.
    • The importer pays or does not pay for the goods.
  • The bank guarantee can be discharged by:
    • repayment of the bank guarantee amount to the beneficiary;
    • expiry of the bank guarantee;
    • beneficiary's waiver of the bank guarantee claims by returning it to the guarantor;
    • beneficiary's waiver of the bank guarantee claims by sending the guarantor a written notification of waiver of its obligations.

Bank guaranty advantages:

  • On-demand guarantee: the guarantor undertakes to make a payment immediately upon request of the Beneficiary, executed in accordance with the terms of the guarantee;
  • Conditional guarantee: the guarantor undertakes to make a payment upon the written request of the Beneficiary, executed in accordance with the terms of the guarantee and accompanied by the documents confirming the failure of the Principal to fulfill the obligation to the Beneficiary;
  • The guarantor may not recall the bank guarantee, unless otherwise stipulated in the guarantee.
  • The minimum time limit for payment by the bank to the Beneficiary in case the Principal fails to fulfill its obligations under the contract.

The bank guaranty is of advantage for the importer as suppliers tend to willingly accept bank guarantees and deliver goods without prepayment.

In order to get the guarantee of KILONOVA BANK you have to:

  • submit a minimum set of necessary documents to the Bank.
  • include the bank guarantee provision into the supply contract, specifying the guaranteed amount and the term of the guarantee.
  • open a guarantee deposit account for crediting the guaranteed amount.

KILONOVA Investments Management

KILONOVA Investment Services is not only concerned about your finances today, but also your financial well-being in the future. This is why we have a team of financial management professionals who provide our customers with financial guidance based on careful investment research, focused on your financial goals.

The future is a work in progress, but great things usually happen to those who have and follow a solid plan. The mission of KILONOVA Investment Services is to help make your financial goals reality. Your personal representative will work closely with you to define your financial goals, craft an investment strategy, and implement it while continually consulting you and monitoring your investments.

The broad spectrum of financial products to which KILONOVA Investment Services has access, makes it possible to customize an investment program that fits your unique needs.

  • Analysis of Overall Investment Portfolio
  • Consolidation of Your Accounts
  • Diversification Management
  • Conservative, Long-term Approach

Implementation

Successful investment strategies are a team effort. Working with our clients, we identify the resources that can best achieve the goal. That kind of personal service is rare today, and that's why our clients value it so high.

KILONOVA Trustee Services

KILONOVA BANK knows that running a business can be a significant part of your life, so we are here to help you take care of all your financial decisions. KILONOVA BANK has several account options designed to fit your specific business needs.

A Matter of Trust

You've worked hard to build a lifetime of assets. Managing and protecting those assets for you and future generations is the primary purpose of the trust department at KILONOVA BANK. We understand your needs and desires are unique. We tailor our services to meet your individual goals, with protection and growth of assets as a fundamental focus.

KILONOVA BANK Services

KILONOVA BANK provides numerous services to meet your individual needs and objectives. Proper coordination with your professional advisor(s) will ensure the type of the account or service that is most beneficial.

About offshore trust

An offshore trust is created when assets are transferred to a trustee. The trustee becomes the legal owner and is responsible for managing the assets and distributing them to the beneficiaries of the offshore trust (which could include the person or corporation which transferred the assets to the trustees) in accordance with the terms of the trust deed.

The terms on which the trustees administer the trust assets are detailed in a trust deed. Trust legislation - to govern trusts - has been enacted in many common law jurisdictions.

  • What assets can be held by an offshore trust?
    • Shares and stocks in both quoted and unquoted companies
    • Investment portfolios
    • Real and intellectual property
    • Bank deposits
    • Life assurance policies issued on the life of the Settlor
    • Most other types of asset
  • Advantages of an offshore trust
    • Wealth protection
    • Tailored to specific family requirements
    • Recognised in all common law jurisdictions
    • Increasing recognition in important civil law jurisdictions
    • An important tool in the international income, capital gains and estate tax planning
    • Used by corporations for employee benefit plans, retirement and stock option schemes, insurance plans and special financing arrangements

KILONOVA Commitment

KILONOVA BANK is committed to provide trust services with a better approach—more listening, more flexibility, and more customization. This approach helps provide our clients with high level of service they expect and deserve.

A trust is the solution for individuals who:

  • Want to preserve their wealth against uncertainty, political, economic or family
  • Want to transfer wealth to their heirs in a tax-efficient manner
  • Want to plan their estate to maximize the benefits of their wealth for family members and others
  • Want to transfer wealth to their heirs in accordance with their wishes and not in accordance with the laws of the country where they live
  • Want to consolidate the ownership of assets owned throughout the world in one location
  • Want centralized reporting
  • Want to minimize or eliminate estate taxes arising on the death of the settlor

Why offshore?

When a trust is established in a suitable offshore jurisdiction, provided that residents of the offshore jurisdiction are excluded from receiving benefit from the offshore trust, then there will be no local taxes applicable to the assets and income of the trust.

Trust Administration

  • Our experts are professional, effective, and detail-oriented
  • We’re timely and efficient

KILONOVA BANK has earned the confidence of thousands who want to grow, preserve or just protect the assets they’ve been accumulating. We provide one-on-one consultation, comprehensive knowledge and the desire to see you reach your financial goals

KILONOVA Merchant Account

It is easy to collect payments from customers all over the world in any currency of your choice. You receive everything needed to accept credit cards online and by phone. Merchant account is the best solution ever!

A merchant account is a type of bank account that allows businesses to accept payments in multiple ways, typically debit or credit cards. A merchant account is established under an agreement between an acceptor and a merchant acquiring bank for the settlement of payment card transactions.

Every business that decides to accept card payments will require a merchant account. At KILONOVA BANK, we can set up your merchant account and provide you with the payment products required to start taking card payments.

Kilonova Group

 

KILONOVA BANK Ltd. ("KILONOVA BANK") is currently in the process of being taken over by the Liechtenstein company KILONOVA HOLDING AG. KILONOVA HOLDING AG will then own 100% of KILONOVA BANK and act as the holding company for the KILONOVA GROUP.

KILONOVA BANK is a private bank, who focuses on creating long-term added value for corporative clients and individuals, their families and their enterprises. It has a long-term vision and commitment to keep investing in the business, so it always meets client’s expectations and needs. The current range of services includes offering multi-currency bank accounts, pre-paid credit cards and stockbroking facilities, to private individuals and corporations.

KILONOVA BANK belongs to the KILONOVA GROUP of the international companies with offices in Frankfurt Main (Germany), Moscow (Russian Federation), Prague (Czech Republic), Las Vegas (USA), Hong Kong (China) and gets instant access to a better and more efficient system for in- and outcoming transfers.

Banking License (Comoro Islands)

 

The Comoro Islands are located off Africa's east coast in the Indian Ocean. Up to 1975 Comoros was a French colony.

As of 1 January 2017, about 817,234 people live in an area of 2,034 sq.km.

As a government policy, the Comoros are not part of Common Reporting Standards. (CRS: Applied in 2018, 101 countries / regions).

KILONOVA BANK is under the authority of the Mwali (Moheli) International Services Authority (MISA).

KILONOVA BANK is incorporated under the International Business Companies Act 2014 as an International Business Company.

  • The registered number of the Company is IBC number HY0021946.
  • The Banking License number is B2019007.

KILONOVA BANK is well known for the excellent quality of its traffic of international payments in all major currencies, and confidentiality and respect of each entities privacy is a fundamental value.

For the past 10 years, Mwali has become a respected financial and banking centre, highly regulated and supervised, fully integrated to the international financial and business community.